Divide this text into sentences and correct mistakes: 1. What's going on today? We're talking New York State workers comp. Is it nice if a KA the New York State insurance fund your only option? Stay tuned, let's find out. 2. So the bad news first: in the state of New York, the New York State Insurance Fund is the largest orc comp carrier. That's not to say there aren't other options, but they're kind of few and far between, especially if you're in a construction trade. 3. When it comes to construction, the New York State insurance fund is almost the only option. In some cases, if you're kind of more of a low-risk contractor, aka plumber electrician, basically if your feet don't leave the ground or if they do, it's very minimal, there might be some other options. But you basically have to have three years prior and no losses to get somebody else to consider you. And then you've got the options of, you know, your travelers, your AM trust, your guard, etc. 4. But if you're a new venture, get ready to do business with the New York State Insurance Fund. Now that is not the end of the world. Now granted, they do send out bills that take a PhD in mathematics to understand, but you can get through it. We have tons and tons of clients that are insured with New York State and Transfund and really rarely have a problem. 5. When you run into issues is when you're trying to operate in the gray area. If you're operating in the gray area, be prepared at some point the New York State Insurance Fund is going to catch whatever it is that you're trying to pull over on them. They have some really skilled auditors and those...
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